Understand your money
Track income and spending, build a monthly budget, and match bills to paydays.
YOUR FREE COMPANION WORKBOOK
Turn what you learn
into your next step.
Build a budget. Give your savings a purpose. Make a plan for greater independence.
A practical companion to The Life Skills & Financial Literacy Series by Al Parker, with exercises you can complete at your own pace.
19 pages · Printable PDF · No sign-up required
ONE MANAGEABLE STEP AT A TIME
A plan you can put into practice.
Prepare for independence
Set a savings goal, review debts, estimate moving costs, and track your progress over 30 days.
Explore your financial future
Work through a 30-year savings exercise and summarize investments, retirement accounts, assets, and debts.
Start with one page.
Download the PDF, print the pages you need, and fill in your own numbers. Set aside 15 minutes each week to review your plan and choose your next action.
For financial education. Projection examples use hypothetical assumptions, including a 10% investment return; they are not forecasts or guarantees. Actual results vary, investments can lose value, and economic conditions change.